You're not alone. Here are answers to some of the most common questions we hear from local homeowners and homebuyers. Whether you're downsizing, relocating, or buying your first place, we're here to help.
Home values are changing quickly. We use a combination of recent local sales, market trends, and property-specific features to give you a detailed pricing strategy. A free market analysis can show your current value and equity.
Many homeowners in our area are using built-up equity to downsize or relocate without taking on a new mortgage. We can help you evaluate your equity and options.
Staging helps your home stand out online and in person. Homes that are staged sell faster and often for more money because they help buyers imagine themselves living there.
A listing expiration doesn’t mean your home can’t sell. We’ll audit what went wrong and put together a fresh strategy including pricing, marketing, and presentation.
While 20% is a common benchmark, many buyers put down 3% to 10% depending on the loan program. We can connect you with trusted lenders to explore your options.
Absolutely. A pre-approval strengthens your offer and gives you a clear picture of what you can afford. Sellers take you more seriously when you're pre-approved.
A cash offer means you’re not relying on financing. It's attractive to sellers because it's faster and less risky. Some buyers use equity or financing strategies to become cash-ready.
Yes. The builder’s rep works for the builder. We advocate for your best interests, help you negotiate, review contracts, and navigate the process from dirt to keys.
Crozet (especially Old Trail), Dunlora, and Forest Lakes are popular for low-maintenance homes, walkability, and amenities. We can tailor suggestions to your lifestyle.
Residents love the golf course, mountain views, walkability, and easy access to Crozet shops and Charlottesville. It offers a mix of single-family homes, townhomes, and custom builds.
A cash offer means you’re not relying on financing. It's attractive to sellers because it's faster and less risky. Some buyers use equity or financing strategies to become cash-ready.
With decades of local experience, national recognition, and a client-first approach, we bring expert strategy, strong negotiation skills, and top-tier service to every transaction.
Yes. We have extensive experience with relocation and corporate moves. We’ll help you coordinate everything from virtual tours to closing, no matter where you're starting from.
Just reach out. We’ll set up a quick call to learn about your goals and create a plan that fits your timeline and budget.
In the second quarter of 2025, the Charlottesville area saw 1,087 home sales, just 1% lower than last year. Home prices are still climbing, with a median sales price of $485,000 , up 5% from 2024. Inventory is increasing, giving buyers more options.
Home prices in most local markets are rising. Albemarle County’s median price is up 8% to $575,000, Louisa County’s is up 11% to $445,000, and Greene County’s is up 8% to $432,432. Charlottesville saw a small price dip of 2%.
It’s still a seller’s market, but conditions are shifting. With 32% more homes for sale than last year and 3.4 months of supply, buyers have more choices and negotiating room.
On average, homes are selling in 9 days. Greene County is the fastest at 6 days, while Louisa County takes about 21 days.
As of July 2025, the average 30-year fixed mortgage rate is 6.75%, nearly the same as last year’s 6.77%.
Nelson County (+16%), Greene County (+15%), and Charlottesville (+11%) saw the biggest jumps in sales activity compared to last year.
There were 1,034 active listings at the end of Q2 2025, a 32% increase from 2024. Albemarle County has the most with 370 active listings.
Market experts expect steady buyer demand, continued price growth in most counties, and more inventory coming on the market — which could give buyers more leverage later this year.
The team at Denise Ramey Real Estate has extensive experience in the local market in Central Virginia and the Charlottesville area, allowing you to enjoy a more simplified process. We handle everything in-house, from the first steps of your search through to the final details of the transaction. We leverage our extensive network to benefit buyers and sellers alike, ensuring that your transaction is as simple as possible.
*Select images on this website are the property of their respective copyright owner J. Beeler. These images are used for educational, informational, and/or illustrative purposes only.