Investing in Real Estate – Is Now the Right Time?

Investing in Real Estate – Is Now the Right Time?

When the stock market is near record highs, optimistic investors are happy. Realistic investors recognize the opportunity to diversify and rebalance their portfolios. Investors who have gained profits from the improving stock market may want to convert some of that profit into a down payment on an investment property. Considering mortgage rates are at all-time lows, there may never be a better time to diversify your portfolio into real estate.

Real estate, whether you choose to buy and flip or fix and hold, can be a solid addition to any investment plan, with several potential benefits.


While every market is different, home values have historically appreciated approximately 4% annually.

Tax Benefits

Your tax advisor can help determine eligible tax deductions on an investment property, which generally include mortgage interest, property taxes, depreciation, and operating costs, such as repairs and maintenance.

Tenant-paid Mortgage

As your tenant pays rent, your mortgage balance is reduced, building equity in the property for a future sale or to borrow against and buy another property.

Cash Flow

Depending on expenses, you can usually generate positive cash flow from the rent you charge.

If you’re thinking about investing in real estate, we can help evaluate investment properties that fit your financial goals. We are here to assist you every step of the way!

Work With Us

The team at Denise Ramey Real Estate has extensive experience in the local market in Central Virginia and the Charlottesville area, allowing you to enjoy a more simplified process. We handle everything in-house, from the first steps of your search through to the final details of the transaction. We leverage our extensive network to benefit buyers and sellers alike, ensuring that your transaction is as simple as possible.

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